Focused, methodology-driven penetration testing to help your credit union meet PCI DSS v4.0 requirements. Boutique attention. No corporate overhead. Just thorough security testing that protects your members' cardholder data.
Every service maps directly to PCI DSS v4.0 requirements, ensuring your credit union meets compliance while strengthening real-world defenses.
We simulate attacks against your internet-facing infrastructure — firewalls, VPN gateways, mail servers, and web applications — to identify vulnerabilities an external attacker could exploit to breach your cardholder data environment.
PCI DSS Req. 11.4.1Simulating a threat actor who has gained internal access, we test lateral movement paths, privilege escalation, and access to sensitive systems within your CDE — critical for identifying insider threat risks and segmentation failures.
PCI DSS Req. 11.4.1Deep-dive testing of your online banking portals, member-facing apps, and internal web tools for OWASP Top 10 vulnerabilities including injection flaws, broken authentication, and sensitive data exposure.
PCI DSS Req. 6.4, 11.4.1We scan for and test all wireless access points at your branch locations, identifying rogue APs, weak encryption, and unauthorized wireless networks that could provide a backdoor into your cardholder data environment.
PCI DSS Req. 11.2.1, 11.2.2Targeted phishing campaigns, pretexting calls, and physical social engineering tests evaluate your staff's security awareness — often the weakest link in credit union security and a key PCI DSS v4.0 focus area.
PCI DSS Req. 12.6We validate that your network segmentation controls effectively isolate the CDE from out-of-scope systems. Failed segmentation means your entire network is in scope — dramatically increasing compliance cost and risk.
PCI DSS Req. 11.4.5As credit unions adopt open banking and fintech integrations, API security is critical. We test authentication, authorization, rate limiting, data exposure, and business logic flaws in your API endpoints.
PCI DSS Req. 6.2, 6.4Credit unions face a distinct set of compliance and security challenges that generic pentest firms often overlook.
Credit unions serve over 130 million members in the United States alone. As not-for-profit cooperatives, you handle the same sensitive cardholder data as major banks — but often with leaner IT teams and tighter budgets.
PCI DSS v4.0 introduced significant new requirements effective in 2025, including targeted risk analysis, enhanced authentication controls, and stricter script management for payment pages. These changes demand a testing partner who understands both the technical requirements and the credit union operating model.
Shield Compliance Group was founded specifically to serve credit unions. As a boutique firm, you work directly with the person doing the testing — no hand-offs, no junior analysts, no communication gaps. Every engagement gets the founder's full attention, with actionable, budget-conscious remediation guidance that makes sense for your environment.
Fixed-fee pricing with no surprise charges. We right-size our testing to your actual CDE scope, keeping costs predictable.
Our reports are formatted to satisfy both PCI QSA auditors and NCUA examiners, reducing back-and-forth during your exam cycle.
Familiar with Symitar, Corelation, DNA, and other credit union core platforms — so testing targets the right systems from day one.
We work around your operations calendar, including after-hours and weekend testing to minimize member service disruption.
Transparency matters. Preview our executive summary report format to understand the quality and depth of reporting included with every engagement.
A demonstration sample showing our methodology, findings format, severity ratings, remediation guidance, and PCI DSS requirement mapping.
Schedule a no-obligation consultation to discuss your credit union's PCI DSS penetration testing needs.
Whether you're preparing for your annual PCI assessment or responding to examiner findings, I'm here to help. Most engagements can begin within 2 weeks of scoping.